Wish you were here…

Credit

  • I’m not even mad, just amused because at least my continuing misfortune is kinda funny this time. And my mom is, in fact, not going to love it. If she’s buying something and the total rings up to $6.66, she’ll buy something else to not have to pay that amount. This…

  • I still can’t qualify for the loan because of how little I make. Closing a credit card as well as two hard pulls on my credit has wrecked my score. It went down 80 god damn points. Closing the card knocked it down 18 points. The hard pulls though…I don’t…

  • I closed my capital one card, my first and only (so far) credit card. I am scared of how this will affect my credit score. I just couldn’t deal with the never ending cycle of trying to pay it off and never being able to just DO it because I…

  • Life updates

    My credit score went back up to 730, I found $150 I didn’t know I had on my credit card after finally activating it (lazy lol) which really helps me out, and I am seriously worried for my cat. Two good things, one not so good. Oscar lost most of…

  • My breathing problem is worse today than it was when it first started happening. I’m glad I have a doctors visit soon. Something’s got to be done about this. I’m just…exhausted. Combine that with terrible allergies…I feel bad for complaining about other stuff because of the blessing I received from…

  • I want to close my first and only credit card. It’s high interest because it’s the only one I qualified for when I started trying to build credit. I’m not able to pay it in full every month, that would be $200. I pay the minimum of $25 instead. I…

  • Oh my lordt!!! My credit is finally over 700!! 712 to be exact. And it’s now listed as “good”!! I’m out of the yellow and into the green!! Sorry for all the exclamation points, I’m just super happy because I never thought it would get there!!! 😆 eeeeeeee I’M AN…

  • I just got an email that my credit score went up 76 points! God I am so relieved. It’s basically back to what it was before. I wish I could get it into the 700s. I do think I’m doing decently for someone who only started building credit a couple…

  • Well shit.

    My credit dropped 60 points because of an Ulta card I forgot about and never got a bill from. Now my credit is below average. This shit makes me so nervous and generally upset. It’s dropped like this before and then went back up, but I don’t know if it…

  • April fucking fools.

    Fucking shit my credit score is now “below average” again. What the hell did I do wrong? I am just torn up about this, it bothers me so much… 🤮 I just made a full payment on my credit card, maybe that’ll do something…